Underinsured Motorist Coverage
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What Is The Purpose Of Obtaining Uninsured Or Underinsured Motorist Coverage?

They purpose of obtaining uninsured or underinsured motorist coverage is to protect you in the event a person causes an accident in which you are injured and that person who caused the accident does not have any coverage, or enough coverage to cover you for the damages you sustained. I really believe that it’s the most important coverage you can have, is uninsured and/or underinsured motorist coverage, because it protects you and your family members.
For instance, if someone hits you in an automobile that’s not insured, and let’s say for example you have a broken leg and you’ve also missed work and you’ve missed $30,000 worth of wages as a result of that broken leg, if you have uninsured motorist coverage you’d be entitled to collect those wages and for your pain and suffering as a result of your broken leg.