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Do All Doctors Have Malpractice Insurance?

Not in Florida. Most states require it, but Florida is one of the states that does not require physicians to have medical malpractice coverage. The law does provide that if a doctor does not have at least two hundred fifty thousand dollars of medical malpractice insurance, that they have to post a sign in their waiting room, and they have to be financially responsible for at least two hundred fifty thousand dollars, or technically their license can be subject to sanctions. As a practical matter, it rarely, if ever, happens. However, that law is on the books.